Aiken Communty Bank, Columbia Community Bank, Conway Community Bank
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Graduation Bound – Student

Graduate who has a student account with VistaBankSo you’ve left the nest, or you’re about to, and you’re exploring your independence. There’s no better time than now to learn money habits that reduce stress and promote life-long financial fitness.

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Make saving part of your daily budgeting.

Save for short-term goals like a vacation and long-term goals such as a car or future education. And, don’t forget to build an emergency fund. Your parents will be impressed. Ask your VistaBank representative about flexible banking tools.

 

Check it out.

If you don’t have a checking account, get one. Online banking is a great tool to manage your money wisely. Make sure you know exactly how your account works, so there aren’t any surprise fees or charges. Our “Student Checking”  is ideal for first-time checkers.

Before going plastic, go debit.

Debit cards are a great way to enjoy the convenience of a credit card without actually acquiring debt. Debit cards don’t count toward your credit score, but they offer an excellent way to “practice” responsible spending. 

Prep for college.

Talk to your parents about your college plans and the cost. Take time to find out what they’re thinking. Have a clear idea of what your family can afford and what your contribution will be. Also look into student loans and Pell grants. There may be money available you don’t know about. Our CDs and savings accounts are excellent tools for saving towards college.

Establish your credit.

To begin building a credit history, you have to borrow money and pay it back. Avoid a major credit card until you’re a junior or a senior in college. Instead, consider a small bank loan co-signed by a parent and repaid early, such as a car loan or a small loan for tuition.

Aiken
Main Office

128 Laurens Street, NW
Post Office Box 315
Aiken, S.C. 29802

Phone: 803.644.9550
Fax: 803.644.9551

Map

Columbia
Banking Center

1219 Assembly Street
Columbia, S.C. 29201

Phone: 803.733.2582
Fax: 803.733.2584

Map

Conway
Banking Center

1106 3rd Avenue
Conway, S.C. 29526

Phone: 843.488.2800 Fax: 843.488.2801

Map

Hours:
Monday - Friday
8:30 a.m. to 5:00 p.m.