Mortgage Banking

Our mortgage loan department is committed to providing total mortgage services with competitive rates with the “hands on” service that only a local financial institution can offer.

Our department is staffed with friendly and experienced professionals that can assist you with purchasing your new home or refinancing your existing home. We pride ourselves on personalized service to identify your specific needs and recommend products that are most beneficial to you.

We offer a wide variety of products that include:

  • Purchase or Refinance of Primary, Secondary or Investment Properties
  • Conventional & Non-conventional Mortgages – Fixed and Adjustable Rates
  • FHA & VA Loans
  • Second Mortgages
  • Construction Loans
  • Lot Loans
  • First Time Home Owners Programs (up to 97% financing)
  • Stated Income Verified Asset (to 90% LTV with credit score of 680+)
VistaBank
          
Member FDIC     EHL
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