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Privacy Policy

Privacy Policy

What does VistaBank do with your information?

 

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 

  • Social Security number
  • Account balances
  • Payment history
  • Transaction history
  • Credit history
  • Overdraft history

 

When you are no longer our customer, we continue to share your information as described in this notice.

 

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons VistaBank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does VistaBank share? Can you limit this sharing?

For our everyday business porposes-

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Yes No

For our marketing purposes-

to offer our products and services to you

No We don't share
For joint marketing with other financial companies No We don't share

For our affiliates' everyday business purposes-

information about your transactions and experiences

No We don't share

For our affiliates' everyday business purposes-

information about your credit worthiness

No We don't share
For nonaffiliates to market to you No We don't share

 

Questions? Call 803-644-9550 or go to www.vistabankonline.com

 

What we do  
How does VistaBank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does VistaBank collect my personal information? We collect your personal information, for example when you
  • Open an account
  • Pay us by check
  • Apply for a loan
  • Make a wire transfer
  • Use your credit or debit card

 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

 

  • Sharing for affiliates' everyday business purposes information about your credit worthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

 

State laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights under state law.

 

Definitions  
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • VistaBank has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies

VistaBank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • VistaBank doesn't jointly market.

 

Other Important Information

 

For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For Vermont Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization, and we will not share personal information with affiliates about your creditworthiness without your authorization.

Aiken
Main Office

128 Laurens Street, NW
Post Office Box 315
Aiken, S.C. 29802

Phone: 803.644.9550
Fax: 803.644.9551

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Columbia
Banking Center

1219 Assembly Street
Columbia, S.C. 29201

Phone: 803.733.2582
Fax: 803.733.2584

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Conway
Banking Center

1106 3rd Avenue
Conway, S.C. 29526

Phone: 843.488.2800 Fax: 843.488.2801

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Hours:
Monday - Friday
8:30 a.m. to 5:00 p.m.