Personal Bank Accounts
Personal Banking
Click the category for more information.

Savings Accounts

Store employee with a VistaBank savings accountJust like taking care of your physical health takes some effort, getting financially fit takes some work, too. VistaBank offers a variety of flexible savings accounts to fit your needs, along with some of the best rates.

The financial experts at VistaBank can help you navigate a broad range of savings tools to achieve all your saving goals. Resolve to talk to them about your savings plans at any of our Aiken, Columbia or Conway locations.

 

Personal Savings

  • $50 to open
  • No minimum balance required to earn interest
  • Up to 2 withdrawals per month at no charge; $3 each thereafter
  • Free Non-VistaBank ATM transactions
  • Free eCom online banking and BillPay with checking account
  • Free ATM card or Visa Check Card (subject to eligibility) with checking account
  • Images included with quarterly statement
  • No monthly service charge with $200 minimum balance; otherwise $4


 

Minor Savings

Teach young people about the rewards of good saving habits.
 

  • $10 to open
  • No minimum balance required to earn interest
  • No monthly service charge
  • Up to 2 withdrawals per month at no charge; $3 each thereafter
  • Images included with quarterly statement


 

Christmas Club

Transfer funds from your VistaBank checking account into this special, interest-bearing savings account throughout the year, and make your holiday season bright.
 

  • $10 to open
  • No minimum balance required to earn interest
  • No monthly service charge
  • Images included with quarterly statement
  • $10 early withdrawal fee


 

Personal Money Market

Benefit from the higher interest of money market rates while enjoying the advantages of a checking account.
 

  • $50 to open
  • No minimum balance required to earn interest
  • Up to 6 checks or pre-authorized transactions per month, at no charge; $5 each thereafter
  • Free ATM card or Visa Check Card (subject to eligibility)
  • Free eCom online banking and BillPay
  • Images included with monthly statement
  • No monthly service charge with $1,000 minimum balance; otherwise $5

 

Certificates of Deposit*

Certificates of Deposit (CDs) are an excellent short and long term investment when you wish to maximize your yield.

Features:
 

  • Terms from 7 days to 60 months
  • Fixed competitive interest rates
  • Minimum deposit amounts of $500
  • Interest can be transferred to another account, received by check or compounded monthly to the balance of the CD
  • Automatically renewable

*There are substantial penalties for early withdrawal.
 

  

Individual Retirement Accounts*

Retirement accounts are a good way to start saving for the future. VistaBank has a great selection of tax-deferred IRA investments to suit your needs.

Select from:
 

Traditional IRAs
One of America's most popular investments. In many cases, the contributions are tax deductible and earnings are tax-deferred until retirement.

Roth IRAs
Earnings are tax-free, as opposed to tax-deferred at retirement, while contributions are made with after tax dollars.

SEPs
Simplified Employee Pensions allow greater flexibility and higher contribution limits than IRAs. Great for self-employed individuals an small business owners.

 

*Check with your financial advisor for more details about the IRA thatís best for you and optimizes your tax-deductibility potential.

Aiken
Main Office

128 Laurens Street, NW
Post Office Box 315
Aiken, S.C. 29802

Phone: 803.644.9550
Fax: 803.644.9551

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Columbia
Banking Center

1219 Assembly Street
Columbia, S.C. 29201

Phone: 803.733.2582
Fax: 803.733.2584

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Conway
Banking Center

1106 3rd Avenue
Conway, S.C. 29526

Phone: 843.488.2800 Fax: 843.488.2801

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Hours:
Monday - Friday
8:30 a.m. to 5:00 p.m.