Personal Savings
Savings and Investment Accounts
Personal Savings
- $50 to open
- No minimum balance required to earn interest
- Up to 2 withdrawals per month at no charge; $3 each thereafter
- Free Non-VistaBank ATM transactions
- Free eCom online banking and BillPay with checking account
- Free ATM card or Visa Check Card (subject to eligibility) with checking account
- Images included with quarterly statement
- No monthly service charge with $200 minimum balance; otherwise $4
Minor Savings
Teach young people about the rewards of good saving habits.
- $10 to open
- No minimum balance required to earn interest
- No monthly service charge
- Up to 2 withdrawals per month at no charge; $3 each thereafter
- Images included with quarterly statement
Christmas Club
Transfer funds from your VistaBank checking account into this special, interest-bearing savings account throughout the year, and make your holiday season bright.
- $10 to open
- No minimum balance required to earn interest
- No monthly service charge
- Images included with quarterly statement
- $10 early withdrawal fee
Personal Money Market
Benefit from the higher interest of money market rates while enjoying the advantages of a checking account.
- $50 to open
- No minimum balance required to earn interest
- Up to 6 preauthorized transactions per month, 3 of which may be checks, at no charge; $5 each thereafter
- Free ATM card or Visa Check Card (subject to eligibility)
- Free eCom online banking and BillPay
- Images included with monthly statement
- No monthly service charge with $1,000 minimum balance; otherwise $5
Certificates of Deposit*
Certificates of Deposit (CDs) are an excellent short and long term investment when you wish to maximize your yield.
Features:
- Terms from 7 days to 60 months
- Fixed competitive interest rates
- Minimum deposit amounts of $500
- Interest can be transferred to another account, received by check or compounded monthly to the balance of the CD
- Automatically renewable
* There are substantial penalties for early withdrawal.
Individual Retirement Accounts
Retirement accounts are a good way to start saving for the future. VistaBank has a great selection of tax-deferred IRA investments to suit your needs.
Select from:
Traditional IRAs
One of America's most popular investments. In many cases, the contributions are tax deductible and earnings are tax-deferred unti retirement.Roth IRAs
Earnings are tax-free, as opposed to tax-deferred at retirement, while contributions are made with after tax dollars.SEPs
Simplified Employee Pensions allow greater flexibility and higher contribution limits than IRAs. Great for self-employed individuals an small business owners.
