Personal Checking
Checking Accounts
Every VistaBank checking account was designed to give you quick, easy access to your funds, and each comes with a generous list of standard features, including:
- Unlimited check writing
- Free ATM card
- Free Non-VistaBank ATM transactions
- Free eCom online banking and BillPay
- Free Visa Check Card (subject to eligibility)
- Images included in monthly statement
Free Checking Plus
Receive your first order of checks at no charge when you open this simple and convenient free account.
- $50 to open
- No minimum balance
- No monthly service charge
- Overdraft protection available (subject to eligibility)
Student Checking
Students will find this account easy to open and easy to manage.
- $10 to open
- No minimum balance
- No monthly service charge
- Free first order of checks
Plus 50 Checking
We created a free, interest-bearing account exclusively for customers age 50 and over.
- $50 to open
- No minimum balance required to earn interest
- No monthly service charge
- Tiered interest rates that increase with your balances
- Free checks
- Overdraft protection available (subject to eligibility)
Personal Interest Checking
Earn interest on your funds and, by keeping a minimum balance, avoid paying a monthly service charge as well.
- $50 to open
- No minimum balance required to earn interest
- Tiered interest rates that increase with your balances
- No monthly service charge with $250 minimum balance; otherwise $5
- Overdraft protection available (subject to eligibility)
VistaChecking
VistaChecking features a wealth of special benefits and enables you to use your total VistaBank relationship to avoid a monthly service charge.
- $50 to open
- No minimum balance required to earn interest
- Tiered rates that increase with your balances
- 1/4% discount on consumer loans
- Free small safe deposit box (or credit toward larger size)
- Free official checks
- Free traveler’s checks
- Free notary service
- No monthly service charge with $2,500 minimum or $5,000 average balance, or $10,000 in total combined balances; otherwise $10
- Overdraft protection available (suject to eligibility)
Founders Checking
Designed especially for our shareholders, this account is extremely flexible and full of benefits.
- $50 to open
- No minimum balance required to earn interest
- Tiered rates that increase with your balances
- No monthly service charge
- Free safe deposit box (or credit toward larger size)
- Free founders checks for life
- Overdraft protection available (subject to eligibility)
Overdraft Protection
Take advantage of the convenience and privacy of a personal line of credit attached to your checking account, subject to credit approval. It protects you against accidental overdrafts and provides an instant loan when you need cash. Best of all, you never pay for it until you draw on it. Ask us for details.
