_rdax_47x55.jpg){kind=small}
Checking Accounts
.jpg)
VistaBank checking accounts were designed to be simple, effective business tools. You can open any account with as little as $50, and each comes with free eCorp online banking and BizPay. You also get check images included in your monthly statement.
Select among the following checking accounts for the product that best fits your needs.
Community Checking
We created Community Checking for non-profit and other civic organizations with limited monthly activity.
- No minimum balance
- No monthly service charge
- Up to 100 debits, credits and items deposited per month at no charge; $.20 each thereafter
Small Business Checking
Ideal for most small businesses, this account easily accommodates day-to-day operational needs.
- No minimum balance
- No monthly service charge
- Up to 500 debits, credits and items deposited per month at no charge; $.20 each thereafter
- Free Visa CheckCard (subject to eligibility)
Business Interest Checking
Exclusively for sole proprietorships and non-profit organizations, this account earns interest at tiered rates on collected balances.
- No minimum balance required to earn interest
- Tiered interest rates that increase with your balances
- Up to 100 debits, credits and items deposited per month at no charge; $.20 each thereafter
- No monthly service charge with $500 minimum balance; otherwise $10
Commercial Analysis Checking
For companies with the highest activity levels, Commercial Analysis Checking enables you to accrue earnings credit based on your balances to offset—or even avoid—monthly service and activity charges.
- $12 monthly maintenance fee
- Activity fees
$.15 per debit; $.10 electronic
$.40 per credit; $.20 electronic
$.08 per SC bank item deposited
$.10 per non-SC bank item deposited
