About Us
Vision Statement
VistaBank will be recognized as the financial institution of choice.
Mission Statement
VistaBank will develop and enhance relationships with consumers and businesses.
We will achieve this by:
- Providing the highest level of customer service
- Delivering products, services, and business practices that clearly distinguish us from our competitors.
- Maintaining an environment that enables us to attract and retain the best employees.
- Involving ourselves as good corporate citizens for the betterment of the communities we serve.
- Creating the most value for our shareholders.
Core Values
Fairness
- We will do what we say
- Each day we will work to earn and maintain the trust of our stockholders, customers, co-workers and communities
- Our actions will be fair, we will be honest and we will maintain the highest level of integrity
- We will evaluate the needs of our customers and deliver products and services that fit those needs
Care
- We are caring, concerned and polite in all interpersonal relationships
- We respect the opinions of others, are open to suggestions and speak truthfully
- Our decisions are made decisively, realistically, and in the best interest of all concerned
Energectic and Ever-Changing
- We vigorously search for excellence
- We continually look for innovation in our technology, processes and services
- We make decisions based on logic, always protecting the assets of the company
Motivated
- We are optimistic, driven to succeed for our stakeholders
- We share our successes as a team and learn from our mistakes
- Even in adversity, we maintain a sense of humor
- We will hire talented employees that believe in the direction of the company and work as a team
- We set lofty goals and constantly work to achieve
- We accept challenges aggressively and work as a team to meet
- We deliver
- We never stop learning
Logo
Our distinctive icon, created by opposing "Vs," is a seemingly three dimensional shape that represents the passage through which we uniquely see our customers' needs-from their perspectives. The italics forming the word "VistaBank" reflect our proactive forward thinking relative to our meeting those needs with products, services, and business practices that clearly distinguish us from our competetitors.Our History
VistaBank was organized to provide community banking services to the Aiken and Columbia markets and is the only commercial bank headquartered in Aiken County. The Bank received preliminary approval from The State Board of Financial Institutions on June 8, 2007 and the FDIC on August 28, 2007.
Banking operations were begun in January 2008 at 128 Laurens Street, NW in Aiken, South Carolina and 1219 Assembly Street in Columbia, South Carolina. The bank offers a full line of deposit products and services, commercial, construction, real estate, consumer and mortgage loans.
Paul Dusenbury, President and CEO stated “We believe the high turnover and more rigid style of large, regional banks have left customers, specifically small-to-medium businesses, professionals, contractors and consumers, ready to change their banking relationships,” said Dusenbury. “We believe that a community bank with local management is well positioned to establish relationships with these customers and we also believe that the Aiken and Columbia markets are poised for continued strong growth.” He continued “VistaBank will distinguish itself by providing the level of personal service often associated with a community bank while offering the technology and skilled advisors to deliver sophisticated financial products and services”. “We intend to create a banking culture that truly differentiates us from others, “ said Dusenbury. “Others have made the same statement, but few actually accomplish it. We’re committed to doing things differently and believe we will effectively execute on that commitment. All management and loan decisions will be made locally, a difference that we believe will be readily apparent to our customers.”
Executive Team
Paul R. Dusenbury - President and CEO
Paul has spent more than 27 years in the banking and financial services industries. He previously served as Chief Financial Officer and Treasurer of Conway-based CNB Corporation and as Executive Vice President and Chief Financial Officer of CNB's $800 million asset subsidiary, The Conway National Bank. He has also served as a bank examiner with the Office of the Comptroller of the Currency. Paul is a graduate of Clemson University.
Randy L. Carmon - Executive Vice President and Chief Operating Officer
Randy’s banking experience includes 29 years in finance and operations. Most recently, he was Senior Vice President and Retail Market Leader for South Carolina Bank and Trust. Prior to that, he organized and served as Executive Vice President and Chief Operating Officer of Sun Bancshares, Inc. and SunBank, N.A., a bank holding company and bank located in Georgetown County. Randy has graduated from the University of South Carolina, the South Carolina Bankers School, the Graduate School of Banking at LSU, the BAI Graduate School of Operations and Technology, and the Georgia Bank Operations School.
Laura M. McKenzie - Senior Vice President and Chief Credit Officer
Laura comes to the bank after nine years at Regions Financial Corporation in Aiken, where she most recently served as the Commercial Credit Underwriter for Aiken and North Augusta. She previously served as Vice President, Regional Risk Manager for the Atlantic and Gulf Coast regions of their Credit Quality Management division. A graduate of the University of South Carolina at Aiken, she holds a BA degree in business administration with an emphasis in accounting.
Kimberly S. Kirk - Senior Vice President and Chief Financial Officer
Kimberly combines consultant and regulatory experience with banking to serve as Chief Financial Officer. She has prior banking experience at two financial institutions, Segars, Blake and Associates consulting firm and the State of South Carolina Board of Financial Institutions. Kimberly received her undergraduate degree from Furman University and her MBA from Clemson University. She is currently enrolled at Stonier Graduate School of Banking.
L. Andrew Siders - Aiken Market President
An Aiken native and former US Marine, Andrew was previously employed at Security Federal Bank, where he served as a commercial lender with responsibility for overall business development. He has also worked as an Operations Security Specialist with Wackenhut Services, Inc. and as Owner/Operator of The Signery, both in Aiken. Andrew volunteers his time with the American Red Cross and serves as Chairman of the Aiken Chamber of Commerce Ambassador Program. He is also a director of the Rotary Club of Aiken and teaches Sunday School at Millbrook Baptist Church.
D. Richard Causey - Conway Market President
Richard is a lifetime resident of Horry County and comes to VistaBank from Waccamaw Bank where he was the South Carolina Area Executive and responsible for the development and growth of the coastal market. Previously he was employed with Conway National bank for 25 years. Richard has graduated from the University of South Carolina at Coastal Carolina, the South Carolina Bankers School, the Graduate School of Banking at LSU and is very dedicated to and involved in community and church activities.
Board of Directors
Clark D. Moore, MD, Chairman
Senior and Founding Partner
Carolina Musculoskeletal Institute, PA, Aiken
Deborah L. Brooks
Financial Representative
Merrill Lynch
Randy L. Carmon
Executive Vice President and COO
VistaBank
Paul R. Dusenbury
President and CEO
VistaBank
Robert B. Lewis
President of Lewis Company, LLC, Columbia
Founding Partner of Lewis, Reeves, Stone, and Gaffney, Columbia
Timothy A. Pletcher
Owner
Pletcher Group Appraisal and Property, LLC, North Augusta
Nini S. Patheja, MD
Co-Owner
Aiken Opthalmology
Herbert P. Witter, II
President
Witter Construction, Witter Management and Cedar Creek Development Corporation, Aiken
M&W Showcase Lighting & Design, Beaufort
Edward K. Woltz, Vice Chairman
President
Sutton Marine, LLC, and the Precision Group, Inc., Aiken
Richard M. Unger
Partner
Parker Poe Adams & Bernstein, LLP
E. Guy Shealy, Jr.
Owner
E. Guy Shealy, Jr. CPA
R. Dale Phelon
CEO
R.E. Phelon Company and Associated Companies
C.S. (Deno) Chrysostom
President
Chrysostom Family Dentistry
