New Overdraft Rules



On November 12, 2009, the Federal Reserve Board announced final rules that prohibit financial institutions from charging consumers fees for paying overdrafts on automated teller machine (ATM) and one-time debit card transactions, unless a consumer consents, or opts in, to the overdraft service for those types of transactions. These final rules are effective July 1, 2010 for new customers and August 13, 2010 for existing customers.
We would also like to remind you of several services/features of our system that make access to your accounts convenient and give you an opportunity to avoid fees.
At VistaBank, we pride ourselves on providing the latest in technology while maintaining the personal touch of a true community bank. If you have any interest in the any of the services above, please call one of our offices for additional details.


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